Home > Cars & Transportation > Insurance & Registration > How should I go about this situation?

How should I go about this situation?

My car was parked in front of my house, at 5 in the morning someone hit my car and completely totaled it. The driver drove off and then abandoned the car, they tracked down the owner of the vehicle and the owner is claiming they lent it to someone, the person they lent it to is saying that someone stole the car. The vehicle also didn’t have insurance. What should I do in order to still get the money for my now totaled car?

  • Best Answer

    Contact your insurance company and let them deal with it; if the other car was uninsured the owner had no business lending it to anyone. This is why you have insurance in the first place. Let them do their thing!

    zipper
    Lv 6 4 weeks ago 0 0
  • Other Answer
  • Contact your insurance company and let them deal with it; if the other car was uninsured the owner had no business lending it to anyone. This is why you have insurance in the first place. Let them do their thing!

    zipper 4 weeks ago 0 0
  • You call your insurance. The owner of that car is responsible. The driver will go to jail. But, call your insurance & report it. They'll handle the rest. If the owner or driver contacts you, repeat these words: "It's out of my hands & there's nothing that I can  do" "Talk to the insurance company." Then report them to the police for harassment.

    Anonymous 1 month ago 1 0
  • You should use your own insurance. You would need (at least) comprehensive coverage.

    That is what you buy insurance for.  Let them pay you.  When they do, they will chase down the liable person(s) and go after them for reimbursement.

    Tip:  If you are insured, you DO NOT need to hire a lawyer as some people here have suggested.  Your insurance company has all the lawyers you would ever need and they are all free to you. 

    Why do people so often forget about using their own (expensive) insurance?

    Jeez !

    May 1 month ago 4 0
  • They are obviously lying and the ONLY way you are allowed to let someone borrow your car is to have a letter of permission signed in front of a public notary naming that person and you must add them to your insurance policy. If the car is insured then no matter their excuse they are liable for the damages. Contact an attorney and they will set them straight.

    CactiJoe 1 month ago 0 4
  • Claim it against YOUR insurance, and your company will move against the owner and possibly the driver.

    Or sue them both in Small Claims Court.  The owner is responsible for the driver's actions.

    Anonymous 1 month ago 2 2
  • You contact your insurance company.

    Anonymous 1 month ago 2 0
  • You contact YOUR insurance company.

    Trump 2020 1 month ago 6 0
  • Sue both the owner and the person who borrowed it.

    regerugged 1 month ago 2 0
  • It was parked in front of your house but still on the public road?

    Then it is the same as if you were in the vehicle.  That is public roadway NOT YOUR PARKING SPOT.  YOUR PARKING SPOT IS IN YOUR YARD.

    .  You tell YOUR insurance and they will take care of you.  That is what you pay them for.

    .  It is a process.  So you are walking for a few days/weeks until it gets sorted out.

    .  Do not need to get a lawyer.  It is mostly paperwork.

    Anonymous 1 month ago 2 3
  • Claim on your insurance and let your insurance company sort it out.

    iansand 1 month ago 5 0